📘
Note
We recommend you use this endpoint to initiate a payment. It works exactly like the Create Transfer endpoint, but abstracts all the custom processing business logic and validations required, to make the process as simple as possible.

Method is used to initiate a new payment from one account to another account. It is identical to the Create Transfer endpoint, but in this case, all the bank required validations and custom processes are handled on the API side.

The result of a successfully performed operation is a new transaction registered on the user's bank account.

👍
Pre-Requirement
You have obtained the user's permanent access token from the Exchange Token endpoint
To read more about the authentication process and access token, please refer to Authentication Documentation

📘
Note
This method does not require specification of the currency in which the transaction must be performed. The API automatically performs the payment in the currency of the user account specified in senderID.

Request

https://api.dapi.com/v2/payment/transfer/autoflow

Headers

Parameter	Type	Description
Authorization REQUIRED	`String`	Set type to bearer token and the value to the accessToken (obtained using the Exchange Token request)

Body Parameters

📘
Note
Please note that the only difference from Create Transfer endpoint, is that this method does not require specification of receiverID. If required, it will be automatically generated by the API.

Parameter	Type	Description
appSecret REQUIRED	`String`	Private token generated at application creation
userSecret REQUIRED	`String`	Returned when user authenticates in Dapi system using Connect layer
beneficiary Optional	`Beneficiary Object`	Details of amount receiver. See description of the object further in the document
amount REQUIRED	`Number`	Amount of money to be sent. Must be number rounded to up to 2 decimal points.
senderID REQUIRED	`String`	An identifier for the bank account the user will send money from Obtained from the Account - GetAccounts* endpoint*
remark OPTIONAL	`String`	A message associated with the transfer

Beneficiaries schema

Parameter	Type	Description
name REQUIRED	`String`	Name of the beneficiary
nickname REQUIRED	`String`	Nickname of the beneficiary
accountNumber REQUIRED	`String`	Account number of the beneficiary
type REQUIRED	`String`	Type of beneficiary. Can be set to same if the beneficiary's bank is the same as the sender's, local if the beneficiary's bank is in the same country, or intl if the beneficiary's bank is in a different country
address REQUIRED	`Object<Address>`	An object containing the address information of the beneficiary
country REQUIRED	`String`	Name of the country in all uppercase letters (e.g. “AE”)
sortCode OPTIONAL	`String`	Financial institution’s sort code
branchAddress REQUIRED	`String`	Address of the financial institution’s specific branch
bankName REQUIRED	`String`	Name of the financial institution
branchName REQUIRED	`String`	Name of the financial institution’s specific branch
phoneNumber REQUIRED	`String`	Beneficiary's phone number
iban REQUIRED	`String`	Beneficiary's IBAN number
swiftCode REQUIRED	`String`	Beneficiary's financial institution's SWIFT code
email OPTIONAL	`String`	Only required for Local transfers in Canada
branchCode OPTIONAL	`String`	Only required for Same bank transfers in Canada
addresses OPTIONAL	`Array<String>`	Specify which webhook URL(s) defined in app settings to send data to. If empty, an update will be sent to all defined webhook URL(s)

Address schema

Parameter	Type	Description
line1 REQUIRED	`String`	Street name and number Note: value should not contain any commas or special characters
line2 REQUIRED	`String`	City name Note: value should not contain any commas or special characters
line3 REQUIRED	`String`	Country name Note: value should not contain any commas or special characters

Request Example

{
    "appSecret": "00bae841ad979345fca2e2585c000da7eac420504d189cf63315e7a6234d45c68dbd6fff749167292cd1475622805dce7a2b979db3c16e25a2897158ee63845b1043930ff603e19deb1d2d54ad9afc3d52df241d3c4e7286244a2f98a10212e38b2e9f8b0e3a7592702fa4358fb9103b93a26dd6bb92c2be0327ac054f14becc",
    "userSecret": "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",
    "amount": 1,
    "senderID": "ntV7rbYoexYaGDRfLCAo8vw1xXgu2VaXXtqvNoMU0sfy6aNErfUEGMD+P6lAlkzu/GKxPeoef7d7eNoxlHKyRw==",
    "beneficiary": {
        "name": "John Doe",
        "nickname": "John Doe ENBD",
        "address": {
            "line1": "Baker Street",
            "line2": "Abu Dhabi",
            "line3": "United Arab Emirates"
        },
        "country": "AE",
        "branchAddress": "Deira",
        "branchName": "Main Branch",
        "swiftCode": "FGBMAEAA",
        "iban": "AE770351001004432453627",
        "accountNumber": "1001004437564656",
        "bankName": "ENBD"
    }
}

Response

📘
Note
Your responses may differ from those listed below on a case-by-case basis.

Parameter	Type	Description
operationID	`String`	Unique ID generated to identify a specific operation
success	`Boolean`	Returns `true` if request is successful and `false` for all else
status	`Enum`	The status of the job For further explanation see Get Operation Status `done` - Transaction has been completed successfully `failed` - Transaction failed `user_input_required` - Transaction is pending user action to continue `initialized` - Transaction is in progress
reference OPTIONAL	`String`	A reference number for the transfer as provided by the financial institution Is only returned if the transaction was completed successfully (status is `done`)
remark OPTIONAL	`String`	The remark that was passed in the initial request body for autoflow. If nothing was passed, it will be an empty string
accessType OPTIONAL Business banks only	`Enum`	`maker` - transfer was initiated internally by maker access, the transfer requires additional approval `authorizer` - transfer was initiated by a fully authorized access, the transfer is debited from the account
userInputs OPTIONAL	`Array<userInputs>`	Specifies the type of further information required from the user before the job can be completed

userInputs Object

Parameter	Type	Description
id	`Enum`	Type of input required For further explanation seeUser Input Types
index	`Number`
query	`String`	Textual description of what is required from the user side
answer	`String`	User input that must be submitted. In the response it will always be empty

"userInputs": [
    {
      "id": "otp",
      "index": 0,
      "query": "Please enter the One Time Password sent to your registered mobile number"
    }

For more information on handling user input, please see Multi-Factor Authentication Handling.

Response Example

{
    "operationID": "74521eb4-34e3-4b49-9161-0edfe4683be7",
    "success": true,
    "status": "done",
    "reference": "119421587",
    "remark": "ABC123"
}

{
    "operationID": "74521eb4-34e3-4b49-9161-0edfe4683be7",
    "success": true,
    "status": "done",
    "reference": "119421587",
    "accessType": "maker",
    "remark": "ABC123"
}

Successful Request / Response - For Banks That Require Beneficiary

Request - For Banks That Require Beneficiary

{
    "appSecret": "00bae841ad979345fca2e2585c000da7eac420504d189cf63315e7a6234d45c68dbd6fff749167292cd1475622805dce7a2b979db3c16e25a2897158ee63845b1043930ff603e19deb1d2d54ad9afc3d52df241d3c4e7286244a2f98a10212e38b2e9f8b0e3a7592702fa4358fb9103b93a26dd6bb92c2be0327ac054f14becc",
    "userSecret": "DSv56dS/PB7QGJI/IGX4qKDhGVhIvQQhWo4zxTDT0gn079JlHnUSSq8NAtavX4fpHj7PGQ74BzVXBO9pFHXdSeLCMnayKLTLD0+zmMu7wfGzy+ZhkYTBe040CXWQ+AYaPhGTzfVWu3Lz6oM2QnqM9X56BbvpC80tN8Zg72VJHWC6YjazdQQ2NK0pl9+ePbmqn7PNjFKLhipgpTl7Hw3kvnLrSIC9AcXzVYQeSWYAv3LAEbECB1aNLXC0glMG2W7L2iLTMwy54wHbXXfSQlK9S6X7wmnZ0tn28H0MwMqWdLLtxvcFyYlMr3E0hqYnK4a5sU0IvF1yJAMHMBCbjw2Trnx2VMuX5IWjdxScfh+8IxWGvKl6RypksJTyNg100H+Q+j0vfKW/bOijFolZgHJtAxUowPlewK9JwoWahkbX2KTGoqQbSCh6KSzaCxdbg7ykNI5n+m6vdoWzGfZGFYjfgMX6aMInAM3b32ZAp9DlfFxRkg3oeoLBuTGTz73E51bZj9mGgD0FxkIXFPIWGx0WyxoYpMEesJeT8phNy0G82Bd7qzWCPGP4gK70jGpqfCWsvj1XZKMMMjReCdUrhtXKB4spQIFi+63WcGV7vDyWQdUTINOhmR8QfZOJoVm+VZgFiqCLI3Aa8AnoYw3UIPiheVjE5lxMulPNIP0QGMR31VY=",
    "amount": 1,
    "senderID": "ntV7rbYoexYaGDRfLCAo8vw1xXgu2VaXXtqvNoMU0sfy6aNErfUEGMD+P6lAlkzu/GKxPeoef7d7eNoxlHKyRw==",
    "beneficiary": {
        "name": "John Doe",
        "nickname": "John Doe ENBD",
        "address": {
            "line1": "Baker Street",
            "line2": "Abu Dhabi",
            "line3": "United Arab Emirates"
        },
        "country": "AE",
        "branchAddress": "Deira",
        "branchName": "Main Branch",
        "swiftCode": "FGBMAEAA",
        "iban": "AE770351001004432453627",
        "accountNumber": "1001004437564656",
        "bankName": "ENBD"
    }
}

Response - For Banks That Require Beneficiary

{
    "operationID": "74521eb4-34e3-4b49-9161-0edfe4683be7",
    "success": true,
    "status": "done",
    "reference": "119421587",
    "remark": "ABC123"
}

Request / Response - When User Input Is Required

Request - When User Input Is Required

{
	"appSecret": "00bae841ad979345fca2e2585c000da7eac420504d189cf63315e7a6234d45c68dbd6fff749167292cd1475622805dce7a2b979db3c16e25a2897158ee63845b1043930ff603e19deb1d2d54ad9afc3d52df241d3c4e7286244a2f98a10212e38b2e9f8b0e3a7592702fa4358fb9103b93a26dd6bb92c2be0327ac054f14becc",
	"userSecret": "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",
	"amount":1,
	"senderID": "ntV7rbYoexYaGDRfLCAo8vw1xXgu2VaXXtqvNoMU0sfy6aNErfUEGMD+P6lAlkzu/GKxPeoef7d7eNoxlHKyRw==",

}

Response - When User Input Is Required

{
    "operationID": "32d05c2e-e1c3-458c-a59f-209488629f16",
    "success": true,
    "status": "user_input_required",
    "userInputs": [
    {
      "answer": "",
      "id": "otp",
      "index": 0,
      "query": "Please enter a Smart Pass Token from your ENBD mobile application"
    }
    ]
}

For more information on handling user input, please see Multi-Factor Authentication Handling.

Failed Response - Beneficiary Cool Down

Request - Missing Mandatory Parameters

{
	"appSecret": "00bae841ad979345fca2e2585c000da7eac420504d189cf63315e7a6234d45c68dbd6fff749167292cd1475622805dce7a2b979db3c16e25a2897158ee63845b1043930ff603e19deb1d2d54ad9afc3d52df241d3c4e7286244a2f98a10212e38b2e9f8b0e3a7592702fa4358fb9103b93a26dd6bb92c2be0327ac054f14becc",
	"userSecret": "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",
	"amount":1,
	"senderID": "ntV7rbYoexYaGDRfLCAo8vw1xXgu2VaXXtqvNoMU0sfy6aNErfUEGMD+P6lAlkzu/GKxPeoef7d7eNoxlHKyRw==",
}

Response - Missing Mandatory Parameters

{
    "operationID": "DAPIBANK_AE_LIV:8a17fac5-xxxx-47b2-9b87-5d544fd993d9",
    "success": false,
    "status": "failed",
    "type": "BENEFICIARY_COOL_DOWN_PERIOD",
    "msg": "You are attempting a transfer to a newly added beneficiary. Please try to make the transfer again after 6 hours.",
    "coolDownPeriod": {
        "value": 6,
        "unit": "hrs"
    }
}

Failed Request/Response - Invalid SenderID Specified

Failed Request - Invalid SenderID Specified

{
	"appSecret": "00bae841ad979345fca2e2585c000da7eac420504d189cf63315e7a6234d45c68dbd6fff749167292cd1475622805dce7a2b979db3c16e25a2897158ee63845b1043930ff603e19deb1d2d54ad9afc3d52df241d3c4e7286244a2f98a10212e38b2e9f8b0e3a7592702fa4358fb9103b93a26dd6bb92c2be0327ac054f14becc",
	"userSecret": "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",
	"senderID": "invalid_sender_id",
  "amount": 1
}

❗️
Why invalid senderID ?
If you think you are passing a correct senderID into the request, but the request keeps failing. This is an indicator that you should call the getAccounts endpoint again in order to retrieve up to date accountIDs to use as senderIDs.

Failed Response - Invalid SenderID

{
    "operationID": "EBILAEAD_L:6b859dba-8ea1-43fc-b913-f9c3ed5039a8",
    "msg": "Account ID is invalid.",
    "type": "INVALID_ACCOUNT_ID",
    "success": false,
    "status": "failed"
}

Failed Request/Response - Invalid Token Specified

Request - Invalid Token Specified

{
    "appSecret": "00bae841ad979345fca2e2585c000da7eac420504d189cf63315e7a6234d45c68dbd6fff749167292cd1475622805dce7a2b979db3c16e25a2897158ee63845b1043930ff603e19deb1d2d54ad9afc3d52df241d3c4e7286244a2f98a10212e38b2e9f8b0e3a7592702fa4358fb9103b93a26dd6bb92c2be0327ac054f14becc",
    "userSecret": "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",
    "amount": 1,
    "senderID": "ntV7rbYoexYaGDRfLCAo8vw1xXgu2VaXXtqvNoMU0sfy6aNErfUEGMD+P6lAlkzu/GKxPeoef7d7eNoxlHKyRw==",
    "beneficiary": {
        "name": "John Doe",
        "nickname": "John Doe ENBD",
        "address": {
            "line1": "Baker Street",
            "line2": "Abu Dhabi",
            "line3": "United Arab Emirates"
        },
        "country": "AE",
        "branchAddress": "Deira",
        "branchName": "Main Branch",
        "swiftCode": "FGBMAEAA",
        "iban": "AE770351001004432453627",
        "accountNumber": "1001004437564656",
        "bankName": "ENBD"
    }
}

Response - Invalid Token Specified

{
  "success": false,
  "status": "failed",
  "msg": "Invalid/expired token or invalid secret"
}

Failed Request / Response - Token Is Not Passed

Request - Token Is Not Passed

{
    "appSecret": "00bae841ad979345fca2e2585c000da7eac420504d189cf63315e7a6234d45c68dbd6fff749167292cd1475622805dce7a2b979db3c16e25a2897158ee63845b1043930ff603e19deb1d2d54ad9afc3d52df241d3c4e7286244a2f98a10212e38b2e9f8b0e3a7592702fa4358fb9103b93a26dd6bb92c2be0327ac054f14becc",
    "userSecret": "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",
    "amount": 1,
    "senderID": "ntV7rbYoexYaGDRfLCAo8vw1xXgu2VaXXtqvNoMU0sfy6aNErfUEGMD+P6lAlkzu/GKxPeoef7d7eNoxlHKyRw==",
    "beneficiary": {
        "name": "John Doe",
        "nickname": "John Doe ENBD",
        "address": {
            "line1": "Baker Street",
            "line2": "Abu Dhabi",
            "line3": "United Arab Emirates"
        },
        "country": "AE",
        "branchAddress": "Deira",
        "branchName": "Main Branch",
        "swiftCode": "FGBMAEAA",
        "iban": "AE770351001004432453627",
        "accountNumber": "1001004437564656",
        "bankName": "ENBD"
    }
}

Response - Token Is Not Passed

{
  "success": false,
  "status": "failed",
  "msg": "The 'jwt' field is required.",
  "type": "VALIDATION_ERROR"
}

📘
Note
For more information and detailed breakdown of possible errors, please see Errors.

Transfer Auto Flow

📘
Note

👍
Pre-Requirement

📘
Note

Request

Headers

Body Parameters

📘
Note

Beneficiaries schema

Address schema

Request Example

Response

📘
Note

userInputs Object

Response Example

Successful Request / Response - For Banks That Require Beneficiary

Request - For Banks That Require Beneficiary

Response - For Banks That Require Beneficiary

Request / Response - When User Input Is Required

Request - When User Input Is Required

Response - When User Input Is Required

Failed Response - Beneficiary Cool Down

Request - Missing Mandatory Parameters

Response - Missing Mandatory Parameters

Failed Request/Response - Invalid SenderID Specified

Failed Request - Invalid SenderID Specified

❗️
Why invalid senderID ?

Failed Response - Invalid SenderID

Failed Request/Response - Invalid Token Specified

Request - Invalid Token Specified

Response - Invalid Token Specified

Failed Request / Response - Token Is Not Passed

Request - Token Is Not Passed

Response - Token Is Not Passed

📘
Note

📘Note

👍Pre-Requirement

📘Note

Request

Headers

Body Parameters

📘Note

Beneficiaries schema

Address schema

Request Example

Response

📘Note

userInputs Object

Response Example

Successful Request / Response - For Banks That Require Beneficiary

Request - For Banks That Require Beneficiary

Response - For Banks That Require Beneficiary

Request / Response - When User Input Is Required

Request - When User Input Is Required

Response - When User Input Is Required

Failed Response - Beneficiary Cool Down

Request - Missing Mandatory Parameters

Response - Missing Mandatory Parameters

Failed Request/Response - Invalid SenderID Specified

Failed Request - Invalid SenderID Specified

❗️Why invalid senderID ?

Failed Response - Invalid SenderID

Failed Request/Response - Invalid Token Specified

Request - Invalid Token Specified

Response - Invalid Token Specified

Failed Request / Response - Token Is Not Passed

Request - Token Is Not Passed

Response - Token Is Not Passed

📘Note

📘
Note

👍
Pre-Requirement

📘
Note

📘
Note

📘
Note

❗️
Why invalid senderID ?

📘
Note