Java Library Reference

BaseResponse

All the responses extend BaseResponse class. Meaning all the responses described below in the document will have following fields besides the ones specific to each response.

ParameterTypeDescription
operationIDStringUnique ID generated to identify a specific operation.
successBooleanReturns true if request is successful and false otherwise.
statusAPIStatus[Enum]The status of the job.

done - Operation Completed.
failed - Operation Failed.
user_input_required - Pending User Input.
initialized - Operation In Progress.
userInputsUserInput[]Specifies the type of further information required from the user before the job can be completed.

Note: It's only returned if operation status is user_input_required
typeStringType of error encountered.
Note: It's only returned if operation status is failed.
msgStringDetailed description of the error.

Note: It's only returned if operation status is failed.

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
queryStringTextual description of what is required from the user side.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Methods

DapiApp.exchangeToken

Method is used to obtain user's permanent access token by exchanging it with access code received during the user authentication (user login).

📘

Note

You can read more about how to obtain a permanent token on Obtain an Access Token..

Method Description

public ExchangeTokenResponse exchangeToken(String accessCode, String connectionID) throws IOException

Input Parameters

ParameterTypeDescription
accessCode
REQUIRED
StringUnique code for a user’s successful login to Connect. Returned in the response of UserLogin.
connectionID
REQUIRED
StringThe connectionIDz from a user’s successful log in to Connect`.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
accessTokenStringA unique permanent token linked to the user.

DapiApp.getIdentity

This method is used to retrieve personal details about the user.
Method Description

public GetIdentityResponse getIdentity(String accessToken, String userSecret) throws IOException

public GetIdentityResponse getIdentity(String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Method Description

ParameterTypeDescription
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification onSpecify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
identityIdentityAn object containing the identity data of the user.

DapiApp.getAccounts

Method is used to retrieve list of all the bank accounts registered on the user. The list will contain all types of bank accounts.

Method Description

public GetAccountsResponse getAccounts(String accessToken, String userSecret) throws IOException

public GetAccountsResponse getAccounts(String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
REQUIRED
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputsUserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
accountsAccount[]An array containing the accounts data of the user.

DapiApp.getBalance

This method is used to retrieve balance on specific bank account of the user.

Method Description

public GetBalanceResponse getBalance(String accountID, String accessToken, String userSecret) throws IOException

public GetBalanceResponse getBalance(String accountID, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
accountID
REQUIRED
StringThe bank account ID which its balance is requested.
Retrieved from one of the accounts returned from the getAccounts method.
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
balanceBalanceAn object containing the account's balance information.

DapiApp.getTransactions

Method is used to retrieve transactions that user has performed over a specific period of time from their bank account. The transaction list is unfiltered, meaning the response will contain all the transactions performed by the user (not just the transactions performed using your app).

Date range of the transactions that can be retrieved varies for each bank. The range supported by the users bank is shown in the response parameter transactionRange of Get Accounts Metadata endpoint.

Method Description

public GetTransactionsResponse getTransactions(String accountID, LocalDate fromDate, LocalDate toDate, String accessToken, String userSecret) throws IOException

public GetTransactionsResponse getTransactions(String accountID, LocalDate fromDate, LocalDate toDate, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
accountID
REQUIRED
StringThe bank account ID which its transactions are requested.
Retrieved from one of the accounts returned from the getAccounts method.
fromDate
REQUIRED
LocalDateThe start date of the transactions wanted.
toDate
REQUIRED
LocalDateThe end date of the transactions wanted.
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
transactionsTransaction[]Array containing the transactional data for the specified account within the specified period.

DapiApp.getCategorizedTransactions

Method is used to retrieve transactions that user has performed over a specific period of time from their bank account. The transaction list is unfiltered, meaning the response will contain all the transactions performed by the user (not just the transactions performed using your app).

Every transaction in the response is categorized. Transaction categories stay the same across all banks.

Date range of the transactions that can be retrieved varies for each bank. The range supported by the users bank is shown in the response parameter transactionRange of Get Accounts Metadata endpoint.

Method Description

public GetCategorizedTransactionsResponse getCategorizedTransactions(String accountID, LocalDate fromDate, LocalDate toDate, String accessToken, String userSecret) throws IOException

public GetCategorizedTransactionsResponse getCategorizedTransactions(String accountID, LocalDate fromDate, LocalDate toDate, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
accountID
REQUIRED
StringThe bank account ID which its transactions are requested.
Retrieved from one of the accounts returned from the getAccounts method.
fromDate
REQUIRED
LocalDateThe start date of the transactions wanted.
toDate
REQUIRED
LocalDateThe end date of the transactions wanted.
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
transactionsCategorizedTransaction[]Array containing the transactional data for the specified account within the specified period, plus category information.

DapiApp.getEnrichedTransactions

Method is used to retrieve transactions that user has performed over a specific period of time from their bank account. The transaction list is unfiltered, meaning the response will contain all the transactions performed by the user (not just the transactions performed using your app).

Every transaction in the response is categorized and has further details about the brand that the transfer is associated with. Transaction categories stay the same across all banks.

Date range of the transactions that can be retrieved varies for each bank. The range supported by the users bank is shown in the response parameter transactionRange of Get Accounts Metadata endpoint.

Method Description

public GetEnrichedTransactionsResponse getEnrichedTransactions(String accountID, LocalDate fromDate, LocalDate toDate, String accessToken, String userSecret) throws IOException

public GetEnrichedTransactionsResponse getEnrichedTransactions(String accountID, LocalDate fromDate, LocalDate toDate, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
accountID
REQUIRED
StringThe bank account ID which its transactions are requested.
Retrieved from one of the accounts returned from the getAccounts method.
fromDate
REQUIRED
LocalDateThe start date of the transactions wanted.
toDate
REQUIRED
LocalDateThe end date of the transactions wanted.
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
transactionsEnrichedTransaction[]Array containing the transactional data for the specified account within the specified period, plus category information & brand details.

DapiApp.getBeneficiaries

This method is used to retrieve a list of all the beneficiaries already added for a user within a financial institution.
Method Description

public GetBeneficiariesResponse getBeneficiaries(String accessToken, String userSecret) throws IOException

public GetBeneficiariesResponse getBeneficiaries(String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
beneficiariesBeneficiary[]An array containing the beneficiary information.

DapiApp.createBeneficiary

This method is used to retrieve a list of all the beneficiaries already added for a user within a financial institution.
Method Description

public CreateBeneficiaryResponse createBeneficiary(Payment.BeneficiaryInfo beneficiary, String accessToken, String userSecret) throws IOException

public CreateBeneficiaryResponse createBeneficiary(Payment.BeneficiaryInfo beneficiary, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
beneficiary
REQUIRED
Payment.BeneficiaryInfoAn object that contains info about the beneficiary that should be added.
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
referenceStringTransaction reference string returned by the bank.

DapiApp.createTransfer

This method is used to initiate a new payment from one account to another account.

🚧

Note

We suggest you use transferAutoflow method instead to initiate a payment. transferAutoflow abstracts all the validations and processing logic, required to initiate a transaction using createTransfer method.

You can read about transferAutoFlow further in the document.

Method Description

public CreateTransferResponse createTransfer(Payment.Transfer transfer, String accessToken, String userSecret) throws IOException

public CreateTransferResponse createTransfer(Payment.Transfer transfer, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
transfer
REQUIRED
Payment.TransferAutoflowAn object that contains info about the transfer that should be initiated, and any other details that's used to automate the operation.
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
referenceStringTransaction reference string returned by the bank.

DapiApp.transferAutoflow

This method is used to initiate a new payment from one account to another account, without having to care nor handle any special cases or scenarios.
Method Description

public TransferAutoflowResponse transferAutoflow(Payment.TransferAutoflow transferAutoflow, String accessToken, String userSecret) throws IOException

public TransferAutoflowResponse transferAutoflow(Payment.TransferAutoflow transferAutoflow, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

ParameterTypeDescription
transfer
REQUIRED
Payment.TransferAutoflowAn object that contains info about the transfer that should be initiated, and any other details that's used to automate the operation.
accessToken
REQUIRED
StringAccess Token obtained using the exchangeToken method.
userSecret
REQUIRED
StringThe userSecret from a user’s successful log in to Connect.
operationID
OPTIONAL
StringThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
UserInput[]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idUserInputID
(Enum)
Type of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
referenceStringTransaction reference string returned by the bank.

ACH

ach.createPull

Method is used to create an ACH Pull transaction

Method Description

public CreatePullResponse createPull(CreatePull transfer, String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

NameTypeDescription
accessToken
REQUIRED
StringAccess Token obtained using Exchange Token method.

You can read more about how to obtain a permanent token on Obtain an Access Token
userSecret
REQUIRED
StringUser secret returned during the successful authentication in Connect Layer
transfer
REQUIRED
Object<Transfer>Details of the ACH transfer
operationID
OPTIONAL
StringThe operationID from a previous call's response. Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
Array<userInputs>Array of UserInputs object, required only if initial request responded with user inputs specification.

You can read more about user inputs specification on Specify User Input

Transfer Object

NameTypeDescription
senderIdStringsenderId of the Account from where the amount must be transferred.
amountNumberAmount of the transfer
descriptionStringA message associated with the transfer.

UserInputs Object

NameTypeDescription
idEnumType of input required. Can be one of the following:

otp

secret_question

captcha

pin

confirmation

token


You can read more about user input types on User Input Types
queryStringTextual description of what is required from the user side
indexNumberIs used in case more than one user input is requested.

will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response

Method returns standard Base Response. You can find description of standard response in the beginning of the document.

ach.getPull

Method is used to get an existing ACH Pull transaction

Method Description

public GetPullResponse getPull(String accessToken, String userSecret, String operationID, UserInput[] userInputs) throws IOException

Input Parameters

NameTypeDescription
accessToken
REQUIRED
StringAccess Token obtained using Exchange Token method.

You can read more about how to obtain a permanent token on Obtain an Access Token
userSecret
REQUIRED
StringUser secret returned during the successful authentication in Connect Layer
operationID
REQUIRED
StringThe operationID from a previous call's response. Used to locate the ACH transaction.
userInputs
OPTIONAL
Array<userInputs>Array of UserInputs object, required only if initial request responded with user inputs specification.

You can read more about user inputs specification on Specify User Input

Response

NameTypeDescription
transferObject<Transfer>Details of the ACH transfer

Transfer Object

NameTypeDescription
statusStringStatus of the transfer (ENUM: 'pending', 'completed', 'returned', 'rejected')
amountNumberAmount of the transfer
currencyObject<Currency>Currency type of the transfer

Currency Object

NameTypeDescription
CodeStringCurrency code
NameStringFull name of the Currency